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Debt Collection Software

CHAX: Debt Collection Software - Accept Check Payments by Phone / Fax / E-mail  CHAX®: The most cost-effective check by phone, check by fax and checks by e-mail debt collection software available. ...

CHAX — Debt Collection / Check by PhoneMultiCHAX — Check Printing
Debt Collection Software

Compare editions

Every edition includes free trial downloads — try before you buy.

Standard

$99

  • Check payments by phone, email, or fax
  • Same-day deposit at any US bank
  • Transaction reports & Excel export
  • Up to $999,999 per check
  • Windows 7–11
View Standard

Professional

$199

  • Core CHAX 10 features
  • Up to $999,999 per check
  • Windows 7–11
View Professional
Most popular

Enterprise

$299

  • Everything in Standard
  • Bulk import via CSV / Excel
  • 3-per-page batch check printing
  • Up to $9,999,999 per check
  • Windows 7–11
View Enterprise

Server

$749

  • All Enterprise features
  • Unlimited seats on one server
  • Windows Server 2012–2022
  • 1 server license
View Server

Not sure which edition fits? Call (702) 389-6009 and we'll steer you right.

Frequently asked questions

What is CHAX?

CHAX is a standalone funds transfer system that lets you accept and print pre-authorized checks from your customers, then deposit them the same day. You take the customer's check information by phone, email, or fax, print the check on blank check stock, and deposit it at any U.S. bank.

Are there per-transaction fees?

No. CHAX is a one-time software purchase with unlimited transactions and unlimited payers — there are no additional per-transaction fees from us. Your customer's bank data stays on your own machine rather than a third-party service.

Which CHAX edition do I need?

Standard and Professional handle checks up to $999,999. Enterprise raises that to $9,999,999 and adds bulk import from CSV or Excel plus 3-per-page batch check printing. Server Edition matches Enterprise and covers unlimited seats on one Windows Server.

What do I need to run CHAX?

A Windows PC (Windows 7, 8/8.1, 10, or 11), a laser printer, and blank check stock. Depending on your bank you may also need MICR toner. Server Edition requires Windows Server 2012–2022.

Shop checks & MICR toner →

What's the difference between CHAX and MultiCHAX?

They solve opposite problems. MultiCHAX prints checks you are paying out — accounts payable and payroll, driven by your accounting software. CHAX prints checks you are collecting — pre-authorized drafts from payments customers give you by phone, email, or fax. If you're paying vendors, you want MultiCHAX. If you're getting paid, you want CHAX.

Can I try it before I buy?

Yes — free demo and trial downloads are available for both products, so you can confirm it's the right fit before purchasing. If you're not sure which product or edition you need, call (702) 389-6009 first and we'll point you to the right one.

CHAX: Debt Collection Software - Accept Check Payments by Phone / Fax / E-mail 

CHAX®: The most cost-effective check by phone, check by fax and checks by e-mail debt collection software available. Checks by phone, fax, or e-mail software allows you to enter your customer's check information, print the information on a blank check form, and deposit the check to any U.S. bank for deposit the same day.

Now, collecting payments by check has never been easier or more convenient. When a customer says, "I'll put the check in the mail," you just tell them to CHAX® it - by fax, phone, or web. With the help of CHAX® user friendly software, simply input the check information into any PC, print out a check, and deposit it. Then it's back to business as usual. It doesn't get any easier than that. Just about anyone can use CHAX®, from a sole proprietorship to major corporations, if you need to receive check payments, you can use CHAX®.